Finger Tips · Daily Updates
Banking & regulatory updates
Important banking and regulatory developments from RBI, SEBI, IRDAI and more — summarised daily for banking professionals.
IRDAI FAQs on Perpetual Intermediary Registration Regime
IRDAI issued FAQs on the Insurance Intermediaries (Amendment) Regulations, 2026 under the Sabka Bima Sabki Raksha Act, 2025. The 3-year validity term for intermediary registrations is replaced with continuous validity subject to annual fee payments. Intermediaries holding existing 3-year certificates must transition by submitting designated application forms.
30 September 2026 · Source: IRDAI
Read update30 September 2026
NIACL Offers Paripoorna Mediclaim Ayush Bima for CGHS Beneficiaries
New India Assurance has detailed the Paripoorna Mediclaim Ayush Bima exclusively for CGHS beneficiaries covering up to six members per policy with ₹10 Lakh or ₹20 Lakh sum insured options. The policy covers AYUSH treatments up to 100% and modern treatments up to 25%, with co-pay ratios of 70:30 or 50:50. Daily room rent and ICU caps are fixed at 1% and 2% of the sum insured respectively.
30 September 2026 · Source: Ministry of Finance
Read updateIndia’s External Debt Reaches US$ 778.2 Billion at End-June 2026
India’s external debt stood at US$ 778.2 billion at end-June 2026, marking an increase of US$ 15.4 billion over end-March 2026 levels. The external debt-to-GDP ratio marginally improved to 20.8 per cent compared to 20.9 per cent in the previous quarter. US dollar-denominated debt remained the largest portion at 54.8 per cent, followed by rupee-denominated debt at 29.8 per cent.
30 September 2026 · Source: RBI
Read update29 September 2026
IRDAI proposes reforms to insurance distribution economics
IRDAI's proposed reforms seek to change the economics of insurance distribution, including commission structures, expense management, transparency and digital distribution. The proposals are still under consultation and are not final regulations
29 September 2026 · Source: Insurance Regulatory and Development Authority of India
Read updateSEBI issues Master Circular for Debenture Trustees
SEBI issued the Master Circular for Debenture Trustees on 28 September 2026, consolidating the applicable regulatory framework for debenture trustees.
29 September 2026 · Source: Securities and Exchange Board of India
Read updateRBI conducts ₹2 lakh crore overnight VRRR auction
RBI conducted an overnight Variable Rate Reverse Repo (VRRR) auction on 29 September 2026 for a notified amount of ₹2 lakh crore to absorb surplus liquidity from the banking system. The auction was conducted under the Liquidity Adjustment Facility, with reversal scheduled for 30 September 2026.
29 September 2026 · Source: Reserve Bank of India
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