Study guide
Bank promotion exam study material
Promotion exams for bank officers reward exact knowledge of rules, limits and recent changes. This guide lists the areas worth your time and how Finger Tips Books helps you cover them.
What to study
RBI directions and circulars
Master Directions and key circulars on KYC, priority sector lending, income recognition and asset classification (IRAC), interest rates, frauds and customer service. Questions usually test limits, timelines and who a rule applies to.
Other regulators
The role and main rules of SEBI, IRDAI, PFRDA and NPCI as they touch day-to-day banking — investor protection, bancassurance, NPS and payment systems such as UPI.
Specialised institutions
What NABARD, SIDBI, NHB, EXIM Bank, DICGC, CGTMSE, NCGTC, IBBI and FIU-IND do, how they are funded and which customers or banks they serve.
Government schemes
Eligibility, limits and features of schemes branches handle: PMMY (Mudra), Stand-Up India, PM SVANidhi, PM Vishwakarma, Atal Pension Yojana, NPS Vatsalya and social security schemes.
Credit, NPAs and recovery
Sanction and monitoring basics, NPA classification, restructuring, SARFAESI, the Insolvency and Bankruptcy Code and Debts Recovery Tribunals.
Current developments
Recent policy rates, new circulars and confirmed changes. Promotion exams increasingly ask about the last 6–12 months, so steady daily revision matters more than last-minute cramming.
How to prepare
- Read one topic at a time from a structured reference book rather than scattered notes.
- Test yourself the same day with MCQs to find what didn't stick.
- Spend ten minutes daily on confirmed regulatory updates so recent changes are never a surprise.
- Revise numbers — limits, percentages, timelines — in the last two weeks before the exam.